For most, the first step to get out of debt when in debt is debt management - to really assess where money is being spent, followed by several months of deciding just where fees and extravagances can be cut. Therefore, you will need a plan, and all good plans start with making a budget.
Trim the fat wherever you can. If your budget is like most, there are quite a few places where you can save significant amounts of money you didn't even know you were spending... read more
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